Business Cash Advance and Credit Card Processing Executive Summary 

This Executive Summary will provide the following information:

Five primary reasons to consider obtaining a business cash advance using credit card receivables.

Ten problems to avoid with credit card factoring and credit card processing.

Six primary criteria to qualify for a business cash advance up to $300,000.

There are few viable options for reliably obtaining short-term commercial financing

Credit card factoring is available to virtually any small business that accepts credit cards in their business transactions

Funds can be obtained very quickly

There is no need for collateral

There should not be any up-front fees or closing costs

10 Problems to Avoid with Credit Card Factoring and Credit Card Processing

Up-front fees

Closing costs

Financial Statements required regardless of business cash advance amount (Note: larger cash advances can involve additional information such as financials)

Collateral required

Fixed term to pay off the business cash advance

Fixed payments to pay off the business cash advance

High credit scores (680 to 700 or higher) required to qualify

2-3 years or more in business required to qualify

12 to 24 months of documented credit card sales of $10,000 to $25,000 or more required

Maximum business cash advance of $10,000 to $50,000

6 Primary Criteria for a Business Cash Advance up to $300,000

One year in business as restaurant, bar, retail or service business

Business accepts credit cards as a form of payment

Ability to document credit card sales of $4000 or more per month for the last six months

No open tax liens, judgments or bankruptcies

Acceptable personal and business credit (minimum personal credit scores of 500)

If leasing: in good standing with landlord and at least one year remaining on lease

Overview of AEX Business Cash Advance Program

It is not necessary to accept ANY of the 10 problems listed above in order to obtain business cash advances based on future credit card sales. AEX Commercial Financing Group has eliminated ALL of these potential problems from the Credit Card Receivables Working Capital Program that it uses for commercial financing clients.

Here is an overview of our business cash advance program:

Business cash advances from $5000 to $300,000

No up-front fees or closing costs

No financials required for most situations (larger cash advances will sometimes require additional information such as financials)

No collateral required

No set term to pay off the business cash advance (although there is a minimum of 90 days)

No fixed payments (as goods and services are purchased, a small percentage of each credit card sale is collected from one of the processing banks)

Easy 2-page application (AEX Commercial Financing Group can fax or email the application for its Credit Card Receivables Working Capital Program to you)

Contact Information

AEX Commercial Financing Group specializes in quick closings for difficult commercial real estate loans from $100,000 to $25 million and business cash advances up to $300,000 throughout the United States. Specialized assistance with credit card processing - credit card factoring.

AEX Business Financing Solutions