Credit Card Receivables - Business Cash Advance - Working Capital Financing

Precautionary Advice - Online Business Cash Advance Applications

There are an excessive number of business cash advance sites that urge borrowers to "Fill out our easy application!" before a business owner even has a conversation with a potential lender.By submitting an online business cash advance and credit card financing application, business owners will generally be providing confidential information to a lender before it is appropriate. For many reasons, AEX does not make such an application available on our websites, and here is our specific policy about obtaining any business financing application:

A commercial borrower working with AEX Commercial Financing Group will not be requested to submit any application until they have completed a thorough discussion with AEX confirming that business financing is feasible for their business situation.

AEX Commercial Financing Group STRONGLY advises business owners NOT to complete an online credit card financing application.

Using Credit Card Factoring to Obtain a Business Cash Advance

Even thriving businesses occasionally need more working capital than they can obtain from a conventional business loan. In such situations credit card financing is potentially the best working capital management strategy for obtaining needed cash. The most likely candidates to benefit from this working capital business loan strategy are restaurants, service businesses and retail stores. This highly-effective working capital financing strategy uses an under-utilized business asset (credit card receivables) to obtain a business cash advance based upon recent sales volume.

This working capital management strategy is also known as "credit card receivables financing". Many businesses have relied upon a working capital financing strategy called "receivables factoring" or "receivables financing" which allows them to sell their future receivables at a discount. Most small businesses cannot adequately document their receivables in order to qualify for this kind of business financing. Other small businesses such as restaurants, bars, service businesses and retail stores simply do not have such receivables to rely upon as a business financing strategy.

What these businesses do have in many cases is documented sales volume and documented credit card sales activity. This sales volume and credit card sales activity can become a financial asset to the business. Business cash advances up to $300,000 can be obtained based on a merchant’s recent sales volume and credit card sales.

This business financing strategy is a key option to consider when a business owner is seeking short-term commercial loans, unsecured business loans and improved approaches to credit card processing services.

As noted below, there are a number of problems to be avoided with credit card processing and credit card receivables factoring programs.

Contact Information

Steve Bush is a business finance and business cash advance expert. AEX Commercial Financing Group specializes in quick closings for difficult commercial real estate loans from $100,000 to $25 million and business cash advances up to $300,000 throughout the United States. Specialized merchant cash advance assistance with credit card processing - business loan unsecured programs - commercial loan unsecured services.

Straightforward and candid commercial financing advice. Business financing assistance in obtaining short-term commercial financing and immediate working capital via credit card factoring for retail stores, service businesses, bars and restaurants.

AEX Commercial Financing Group has developed highly-specialized strategies for avoiding commercial financing problems. Information and strategies designed especially for those who will appreciate a conversational approach to business financing.